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How to apply for credit

At Best Home and Electric, we offer you two easy ways to apply for credit, so you can start shopping today.


1. You can apply at a store
  • Come into any of our stores.
  • Bring your ID book.
  • Bring your three most recent salary slips OR three months' bank statements.
  • There are no application forms for you to fill in, we will fill it in for you.


2. You can apply right now, online

Just fill in the form below and press submit. It will just take a few minutes to complete and we'll get back to you.

Please ensure that your take home pay (net income) is accurate as incorrect information may result in your application being delayed and/or declined.

  I agree that: In order to assess my application,
  • Best Home and Electric needs to draw my personal credit information from the credit bureaux;
  • in terms of the National Credit Act I must consent and grant permission for Best Home and Electric to draw my personal credit information; and
  • by ticking the tickbox, I expressly consent and grant permission to Best Home and Electric to draw my personal credit information to assess my application.
Nearest Location
BHE NSO Mamaila : Apply for Credit
 Add me to your marketing database.

* By ticking the tickbox, I expressly consent to Lewis Stores (Pty) Ltd recording the information I have provided and to receiving direct electronic marketing messages about its new products, special offers and competitions.

** By completing the above fill-in fields and clicking Submit, you expressly consent to Lewis Stores (Pty) Ltd t/a Best Home and Electric storing and using your information for purposes of attending to your query. Further information in relation to how Lewis Stores (Pty) Ltd uses and protects your information, and how you can update and/or have your information removed, can be viewed on our 

3. You can apply by SMS

SMS 43946 with your:


  • SA ID Number
  • First Name
  • Surname
  • Net Income

Example: 6507986543211/Mpha/Makoena/7500


Standard SMS rates apply. Subject to in-store verification. For enquries, call 0800 228 444 toll free.


Please read before submitting your application: The National Credit Act requires that we get your permission to obtain your credit records and to check your financial and credit history through The Credit Bureaux . Please note that the application form below includes permission for Best Home and Electric to perform a credit check and obtain your financial and credit history.